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Horvest trade Emotional Investing Education

Terms of Use

Last updated: January 21, 2026

These Terms of Use govern your access to and use of the website, services, and content provided by Horvest trade, accessible at horvest-trade.com. By accessing or using our platform, you confirm that you have read, understood, and agree to be bound by these terms. If you do not agree, you must not use our services.

1. Acceptance of Terms

By accessing this website or creating an account, you acknowledge that you are at least 18 years of age, or that you have obtained the consent of a parent or legal guardian if you are under 18. You also confirm that you have the legal capacity to enter into a binding agreement. Your continued use of the platform constitutes ongoing acceptance of these terms as they may be updated from time to time.

2. Changes to These Terms

Horvest trade reserves the right to modify these Terms of Use at any time. When changes are made, we will update the "Last updated" date at the top of this page. Significant changes may be communicated through additional notices such as email or on-site notifications. Your continued use of the platform after any changes become effective constitutes your acceptance of the revised terms. It is your responsibility to review these terms periodically.

3. Description of Services

Horvest trade provides an online education platform focused on the subject of emotional investing. Our services include, but are not limited to:

  • Access to recorded and live lectures on emotional investing
  • Structured course content delivered sequentially
  • Supplementary educational materials, guides, and resources
  • Communication tools for learner support and engagement

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time, with or without notice, and without liability to you.

4. User Accounts

4.1 Account Registration

Certain features of our platform require you to create an account. When registering, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

4.2 Account Security

You must notify us immediately at support@horvest-trade.com if you become aware of any unauthorised use of your account or any other security breach. We will not be liable for any loss or damage arising from your failure to protect your account credentials.

4.3 Account Termination

We reserve the right to suspend or permanently terminate your account at our sole discretion, without prior notice, if we believe you have violated these terms or engaged in conduct that is harmful to the platform, other users, or third parties.

5. Acceptable Use

You agree to use our platform only for lawful purposes and in a manner consistent with these terms. You must not:

  • Use the platform in any way that violates applicable laws or regulations
  • Attempt to gain unauthorised access to any part of the platform or its related systems
  • Distribute, reproduce, or commercially exploit any content provided through the platform without prior written permission
  • Upload, post, or transmit any content that is unlawful, harmful, defamatory, obscene, or otherwise objectionable
  • Interfere with or disrupt the integrity or performance of the platform
  • Use automated tools, bots, scrapers, or similar means to access or collect data from the platform
  • Impersonate any person or entity or falsely represent your affiliation with any person or entity
  • Share your account access with others or allow multiple users to access a single account

6. Intellectual Property

6.1 Our Content

All content available on this platform, including but not limited to lecture recordings, written materials, course structures, graphics, logos, and software, is the exclusive property of Horvest trade or its licensed content providers and is protected by applicable intellectual property laws. Nothing in these terms grants you any ownership interest in our content.

6.2 Limited Licence

Subject to your compliance with these terms, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the platform and its content solely for your personal, non-commercial educational purposes. This licence does not include the right to resell, sublicence, copy, modify, create derivative works from, or publicly display any content.

6.3 User-Submitted Content

If you submit any content to the platform, including comments, questions, or feedback, you grant Horvest trade a worldwide, royalty-free, perpetual, irrevocable licence to use, reproduce, modify, and display such content in connection with the operation and promotion of our services. You represent that you have all necessary rights to grant this licence.

7. Payments and Subscriptions

7.1 Fees

Access to certain content or features may require payment. All fees are displayed prior to purchase. By completing a purchase, you authorise us to charge the applicable fees to your chosen payment method.

7.2 Refunds

Our refund policy is outlined separately and is incorporated into these terms by reference. Unless otherwise stated, all purchases are final once access to content has been provided.

7.3 Subscription Renewals

If you purchase a subscription, it may automatically renew at the end of each billing period unless you cancel prior to the renewal date. You are responsible for managing your subscription settings and cancellations.

8. Privacy

Your use of our platform is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. By using our services, you consent to the collection and processing of your personal data as described in that policy. We encourage you to review the Privacy Policy carefully.

9. Third-Party Links and Services

Our platform may contain links to third-party websites or services that are not owned or controlled by Horvest trade. We have no control over and assume no responsibility for the content, privacy practices, or terms of any third-party sites. We encourage you to review the terms and policies of any third-party services you access through our platform.

10. Disclaimers

10.1 Educational Purpose Only

All content provided on this platform is intended solely for educational and informational purposes. Nothing contained on this platform constitutes financial advice, investment advice, legal advice, or any other form of professional advice. You should seek independent professional guidance before making any financial or investment decisions.

10.2 No Warranties

The platform and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the platform will be uninterrupted, error-free, secure, or free from viruses or other harmful components. We make no warranty regarding the accuracy, completeness, or reliability of any content.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Horvest trade, its directors, employees, affiliates, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, or loss of goodwill, arising out of or in connection with your use of or inability to use the platform, even if we have been advised of the possibility of such damages.

Our total aggregate liability for any claims arising under these terms shall not exceed the amount you paid to us, if any, in the twelve months preceding the event giving rise to the claim.

12. Indemnification

You agree to indemnify, defend, and hold harmless Horvest trade and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the platform, your violation of these terms, or your infringement of any third-party rights.

13. Suspension and Termination

We may, at our sole discretion, suspend or terminate your access to the platform at any time and for any reason, including but not limited to a violation of these terms. Upon termination, your right to use the platform immediately ceases. Provisions of these terms that by their nature should survive termination will remain in effect.

14. Governing Terms

These Terms of Use, together with our Privacy Policy and any other legal notices published on the platform, constitute the entire agreement between you and Horvest trade concerning your use of the platform. If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

15. Severability

If any provision of these terms is held to be invalid, illegal, or unenforceable in whole or in part, that provision shall be deemed modified to the minimum extent necessary to make it enforceable. If such modification is not possible, the relevant provision shall be deemed deleted. Any modification or deletion of a provision shall not affect the validity and enforceability of the rest of these terms.

16. Waiver

Our failure to enforce any right or provision of these terms shall not be deemed a waiver of such right or provision. Any waiver must be made in writing and signed by an authorised representative of Horvest trade to be effective.

17. Contact Information

If you have any questions, concerns, or requests relating to these Terms of Use, you may contact us using the following details:

By using the Horvest trade platform, you acknowledge that you have read these Terms of Use in full and agree to be bound by them.